Optima is a loan company that allows you to get a loan as part of your home service. The first step to the loan is contact with the company’s representative – via the company’s website or via the helpline. We will be arranged with a consultant who will answer our questions, prepare a loan agreement and also pay us money. The Optima company offers up to PLN 20,000 for a period of 4 years.
Home Loan is a loan company that offers its customers loans in the maximum amount of PLN 10,000, with a repayment term of up to 36 months. To obtain a loan, you must complete the form on the company’s website at the first stage. A company representative calls back to the applicant to assess his creditworthiness. When the decision is positive, the Home Credit representative will come to the applicant’s home to sign the relevant documents and withdraw cash.
Stork Loans is a loan company for both individuals and companies. You can borrow from it for 600 zlotys, and repay the debt for a maximum of 52 weeks. In the first stage of the procedure, we must contact the company via SMS, hotline or website. Then there is a telephone conversation with a consultant to assess our creditworthiness. If everything is in order, a representative of the company who will come to us to sign a loan agreement and pay us the cash will arrange for us.
As you can see, we can still get money without leaving home and without a bank account. It is certainly an interesting alternative, but you should be aware that such loans are more expensive than those offered by banks.